Consumer association specialised in the protection of financial users.
What is ASUFIN?
More than 12 years focused on consumer protection from baking abuse
ASUFIN is a non-profit association founded in 2009 specialized in the protection of financial users. It is registered in the State Register of Consumer and User Associations (REACU) and is part of the European BEUC and Finance Watch associations.
It develops, among others, financial and digital education programs, over-indebtedness and responsible lending, housing, insurance, sustainable investment and finance within the framework of the 2030 agenda. The association has more than 19,000 members in Spain.
Personalised Advice
Offer a personalized advice to those affected by bad banking practices in the massive commercialization of financial products.
Sustainable
Development
Inform and train on the different banking products and services. Always promoting sustainable development and favor a fair digital economy.
Defend our Associates
Legally defend our associates with the filing of extrajudicial claims and / or individual, accumulated or collective claims.
Protect your Rights
Protect the rights and interests of banking consumers by influencing European and Spanish legislation.
Personalised Advice
Offer a personalized advice to those affected by bad banking practices in the massive commercialization of financial products.
Sustainable
Development
Inform and train on the different banking products and services. Always promoting sustainable development and favor a fair digital economy.
Defend our Associates
Legally defend our associates with the filing of extrajudicial claims and / or individual, accumulated or collective claims.
Protect your
Rights
Protect the rights and interests of banking consumers by influencing European and Spanish legislation.
Member of :

Patricia Suárez
Meet our
FOUNDER
- Founder and President of ASUFIN (since 2009).
- Consumer representative in the Banking Stakeholder Group (BSG) of the EBA and Board Director in Finance Watch.
- Member of Finance Watch and Alastria (since 2019).
- BEUC member (since 2020)
- Founder and Director of the European Committee for the Defense of Financial Consumers (since 2015).
- Patron of Finsalud (2015-2020).
- Degree in German and English Philology (UCM 1999 - Extraordinary Degree Award).
Meet our founder
Patricia Suárez

- Founder and President of ASUFIN (since 2009).
- Consumer representative in the Banking Stakeholder Group (BSG) of the EBA and Board Director in Finance Watch.
- Member of Finance Watch and Alastria (since 2019).
- BEUC member (since 2020)
- Founder and Director of the European Committee for the Defense of Financial Consumers (since 2015).
- Patron of Finsalud (2015-2020).
- Degree in German and English Philology (UCM 1999 - Extraordinary Degree Award).

Patricia Suárez
Meet our
FOUNDER
- Founder and President of ASUFIN (since 2009).
- Consumer representative in the Banking Stakeholder Group (BSG) of the EBA and Board Director in Finance Watch.
- Member of Finance Watch and Alastria (since 2019).
- BEUC member (since 2020)
- Founder and Director of the European Committee for the Defense of Financial Consumers (since 2015).
- Patron of Finsalud (2015-2020).
- Degree in German and English Philology (UCM 1999 - Extraordinary Degree Award).
Defends financial consumers
Most of the regulation that affects European markets emanates from Brussels. Therefore, ASUFIN has always looked to the capital of Europe, Brussels, to influence regulations in defense of financial consumers.
Oversees consumer's interests
Since 2020, ASUFIN, the Spanish association of consumers that works exclusively in the economic-financial field, is member of BEUC (Bureau Européen des Unions de Consommateurs), which oversees the protection of consumer interests in Europe.
45 consumers organisations
BEUC integrates 45 independent and respected consumers organizations from up to 32 European countries. ASUFIN advocates in the European institutions, being part of BEUC (since 2020) Finance Watch and Change Finance (since 2019).
ASUFIN in Europe
Consultative Groups
- EBA- Patricia Suárez- Consumer Representative in the Banking Stakeholder Group
- FINANCE WATCH- Patricia Suárez- Member of the Board of Directors
- DEA- Patricia Suárez
- EUROPEAN COMMISSION- Virginia Fuentes- Member of the expert group in Expert Group on the European Financial Data Area
- EUROPEAN COMMISSION- ASUFIN- Member of the "NPL Advisory Panel"
HISTORY
Important Milestones
Founded on July 25, 2009, ASUFIN arises from a platform affected by complex and risky financial products. Financial users needed an association that would not only help them get their money back but also work to change the banking culture.
ASUFIN is made up of committed workers who have been working since 2009 to defend the rights of financial users, improve their financial education and protect consumers by influencing Spanish and European regulations.

- 2022
- 2021
- 2020
- 2019
- 2017
- 2015
- 2009
2022
» Incorporation to the Investor Protection Committee of the European ESMA
2021
» Incorporation to Expert Group European Financial Data Space / Incorporation to Digital Euro Association (DEA)
»Incorporation to Spainsif
»Incorporation to the group of experts that will advise DG Fisma
»Incorporation to the group of experts to develop the NPL
»ASUFIN receives the Finance for All Award granted by BdE and CNMV
2020
» Incorporation to BEUC.
» Member of the Advisory Council (BSG) of the EBA Finance Watch Board of Directors.
» Member of the executive board of Finance Watch.
» Foundation of ASUFIN Euskadi
2019
» Incorporation to Finance Watch and Alastria.
» Foundation of ASUFIN Cataluny and ASUFIN Illes Balears.2017
» Integration of ASUFIN and UCE Asturias
2009
»Foundation of the Association
»Foundation of ASUFIN Castilla La Mancha
Latest News

Patricia Suárez will be part of the ESMA investor protection committee
The president of ASUFIN will represent investors before the European Securities and Markets Authority (ESMA), a fundamental body in the production of European standards that regulate the financial system.

CREDIT: We join the coalition to ensure that the EU directive meets the needs of the vulnerable consumer
Currently, this crucial regulation proposal for all financial consumers is being debated and we aspire to reinforce the principles of responsible lending.

EBA statement on Sustainable Finance for COP26
EBA highlights, at the COP26, its commitment to support the European banking and financial sector in tackling climate change.
Latest News

Patricia Suárez will be part of the ESMA investor protection committee
The president of ASUFIN will represent investors before the European Securities and Markets Authority (ESMA), a fundamental body in the production of European standards that regulate the financial system.

CREDIT: We join the coalition to ensure that the EU directive meets the needs of the vulnerable consumer
Currently, this crucial regulation proposal for all financial consumers is being debated and we aspire to reinforce the principles of responsible lending.

EBA statement on Sustainable Finance for COP26
EBA highlights, at the COP26, its commitment to support the European banking and financial sector in tackling climate change.
- SUPPORT LETTER: Support the law to help mortgage borrowers in foreign currency to keep their homes
- SUPPORT LETTER: Support for the law on CHF denominated borrowings (CHF loans)
- JOINT LETTER: Prevent a ‘Climate Lehman Moment’
- Letter to Commission on Taxonomy Regulation
- LETTER TO EU: Institutions on the IEA net zero report and the implications for fossil gas in the EU climate taxonomy